Will I have to pay for Marketplace insurance?
While members of federally recognized tribes are not exempt from paying monthly premiums for insurance plans purchased through the Marketplace, like all Americans, you may qualify for income-based tax credits that may lower premiums. If you buy a Marketplace plan, and your income is between 100% and 300% of the federal poverty level, you can enroll in a “zero cost-sharing” plan. This means you won’t have to pay any out-of-pocket costs (deductibles, copayments, and coinsurance) when you get care.
What if I utilize an Indian Health Services facility?
If you get services from an Indian Health Care provider, you won’t have any out-of-pocket costs like copayments, coinsurance, or deductibles, regardless of your income. (This benefit also applies to Purchased and Referred Care.)
Do I have to enroll in a Marketplace Plan by the December 15th deadline?
You can enroll in a Marketplace health insurance plan any time, not just during the yearly Open Enrollment Period. You can change plans as often as once a month.
More Marketplace questions?
Contact a PTN Certified Application Counselor (CAC)
Omaha – Sylvia Allen-Lopez, 402.738.3151
Lincoln – Nicole Bad Moccasin, 402.438.9222
Norfolk – Miranda Kiefer, 402.371.8834
Niobrara – Katy Yunker, 402.857.3391
Sioux City – Cynthia Lingebach, 712.258.0500